Market Stabilization Final Rule Issued

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Overview

On April 14, 2017, the Department of Health and Human Services (HHS) issued a market stabilization final rule under the Affordable Care Act (ACA). The final rule includes new reforms intended to help lower premiums, stabilize the individual and small group health insurance markets and increase choices for the 2018 plan year.

Specifically, the rule includes a variety of policy and operational changes to existing standards to stabilize the Exchanges, including changes to the annual open enrollment period and special enrollment periods.

Action Steps

The rule does not directly impact plans in the large group market. Instead, it aims to stabilize the individual and small group health insurance markets in light of pending changes that may be made to the ACA.

The changes made under the final rule are effective for the 2018 plan year.

Highlights

  • The market stabilization final rule includes new reforms intended to stabilize the individual and small group health insurance markets for the 2018 plan year.
  • The rule makes changes to existing standards that aim to stabilize the Exchanges.
  • The rule does not directly impact large group market plans.


Important Dates

April 14, 2017
HHS issued a market stabilization final rule.

2018 Plan Year
The changes included in the final rule are effective for the 2018 plan year.


For further assistance, please contact your Dickerson Account Executive.


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