News
The Latest Carrier Updates, Legal Alerts, Industry News and more.
Anthem Renewed Hospital Agreement, Allstate Group Whole Life Complete, CCSB Partnership That Pays, Health Net and Scripps Health Update, Humana Bundling Bonus, Legal Alerts, News & More
Thursday, April 24 2025

Carrier Updates
Allstate is providing three-way protection, with Group Whole Life (GWL) Complete . It helps employers offer comprehensive life coverage and helps employees get the financial protection they need to make the journey a little easier. WEBINAR: Please join us on Wednesday, May 21st at 10AM to learn more about this new benefit and how you can now offer financial protection in more ways than one with GWL Complete. Register Here The GWL Complete portfolio offers a "complete" experience for employees and their families no matter what path life takes: • Traditional life insurance that provides a death benefit for beneficiaries when a covered person dies, or • Long-term care benefit that sends the insured a monthly death benefit advance to help pay for long-term care services if needed, or • Cash value that a covered person may access if needed for an emergency With GWL Complete from Allstate Benefits, employees can expect broad permanent life protection and employers can expect customizable plan options to suit the needs of their workforce. Best of all, rates are guaranteed for the life of the policy. GWL Complete portfolio of products and optional riders: • Group Whole Life with Accelerated Death Benefit for Long Term Care Rider • Group Whole Life with Accelerated Death Benefit for Long Term Care with Restoration of Benefits Rider • Group Whole Life with Accelerated Death Benefit for Long Term Care with Extension of Benefits Rider • Group Whole Life with Accelerated Death Benefit for Long Term Care with Restoration of Benefits and Extension of Benefits Rider For More Information or Help Quoting Allstate, Please Contact Your Dickerson Sales Rep.

Carrier Updates
Anthem successfully renewed their agreements with Children’s Hospital-Los Angeles, Eisenhower Medical Center and Rady Children’s Hospital-San Diego. The hospitals are located in Los Angeles, Riverside and San Diego County respectively. Anthem plans support your healthcare with a range of choices of doctors, care centers, and hospitals. You also have the flexibility of choosing a video visit with a doctor or therapist on your smartphone, tablet, or computer. For More Information or Help Quoting Anthem Please Contact Your Dickerson Sales Rep.

Carrier Updates
Dont miss out on this new exiting bonus from Covered California for Small Business. CCSB has announced the relaunching of its Partnership That Pays Bonus Program, effective July 1, 2025 to January 1, 2026 . You can earn up to $12,000 for enrolling a new small group with CCSB. Group Size (Enrolled Employees) Bonus Per Group (3 Groups / 6+ Groups) 51-100 $8,000 / $12,000 26-50 $4,000 / $6,000 11-25 $2,000 / $3,000 4-10 $1,000 / $1,500 For More Information, Click Here For Help Quoting CCSB, Please Contact Your Dickerson Sales Rep.

Compliance News
The annual San Francisco Health Care Security Ordinance (SF HCSO) reporting by employers that have employees who work in the City of or County of San Francisco is due by May 2, 2025. Employers should be aware of the upcoming deadline even if they are not located in San Francisco. The SF HCSO requires large and medium-sized employers to provide covered employees with benefits equal to or greater than the expenditure rate. Covered employees are those who have been employed for more than 90 days and who regularly work at least eight hours per week within the City of and County of San Francisco. Who Must Report An employer is subject to the requirements of the HCSO if the following are true of the employer, regardless of location. It employs one or more workers within the City of and County of San Francisco. It is required to obtain a San Francisco business registration certificate from the Office of the Treasurer and Tax Collector. Based on the regulations, it appears the most employers, even with only one remote employee, should register with the city or county of San Francisco. It can be classified as a large or medium-sized business (see below). Counting employees Include all persons performing work for compensation during a quarter: Regardless of their status, e.g. seasonal, permanent/temporary, full-/part-time, contracted/commissioned, documented/undocumented; Even if they work outside of San Francisco; Even if they are not considered a covered employee. Also include owners performing work for compensation. Fluctuating Number of Employees During a Quarter If a business’s number of employees fluctuates during a quarter, employer size is determined according to the average number of persons per week performing work for compensation during the applicable quarter. To calculate the average number of persons, add the number of employees for each of 13 weeks in the quarter and divide by 13. Employer Size For eligible employees, employers can either pay for benefits equal to or exceeding the expenditure rate, make payments to the SF City Option, or submit a combination of both based on their hours worked in San Francisco. Employers can contact their Alera Group representative for our whitepaper on this topic. More information can also be found on the SF.gov website dedicated to the SF HCSO at sf.gov/information--health-care-security-ordinance. For More Information or Questions, Please Contact Your Dickerson Sales Rep.

Carrier Updates
Health Net announced their 38-year partnership with Scripps Health continues for all participating products in-network. Scripps Health offers exceptional care with 5 hospitals and 10 ancillary providers across San Diego. This partnership will provide you with high-quality healthcare options. Top-Rated Scripps Health & Medical Groups in San Diego • Scripps Green Hospital • Scripps Memorial Hospital – Encinitas • Scripps Memorial Hospital – La Jolla • Scripps Mercy Hospital – San Diego • Scripps Mercy Hospital – Chula Vista • Scripps Clinic Medical Group • Scripps Coastal Medical Center • Scripps Hospitalists • Scripps Cardiovascular & Thoracic Surgery Centeris For More Inofrmation or Help Quoting Health, Please Contact Your Dickerson Sales Rep.

Carrier Updates
Humana brought back their Dental Bundling Bonus program where brokers can earn a bonus for placing new Humana dental lines of coverage with at least one additional Group Benefits line of coverage. Plus, they can earn extra if all four lines of coverage are placed with the same employer. Sell a bundle, earn a bundle, bonus effective May 1, 2025 through September 30, 2025 . For More Details, Click Here For Help Quoting Humana, Please Contact Your Dickerson Sales Represnetative.

Carrier Updates
VSP has announced a new Rewards Program with unlimited earnings potenital. Earn a $100 Tango gift card for every four new VSP Indivdual Vision Plan enrollments. The more you sell the more you'll earn, the promotion is effective April 1, 2025 - June 30, 2025. Gifts cards are unlimited so take advantage and start earning more. For Program Details Click Here For More Information or Help Quoting VSP, Please Contact Your Dickerson Sales Rep.