Carrier Guidelines

Complete resource for underwriting guidelines from all of our carriers

Carrier Underwriting Guidelines

For full carrier underwriting guidelines, click the carrier links below. 
Please note, some carriers require brokers to login to their website to access this information.
 
Aetna
Anthem Blue Cross
Blue Shield of California
CalCPA
CaliforniaChoice
Choice Builder
Covered California Small Business
Health Net
Kaiser Permanente
MediExcel
Nippon Life
Sharp Health Plan
SIMNSA
United Healthcare

Medicare requires employers to inform Medicare-eligible employees and some retirees whether their group prescription drug coverage is “creditable,” meaning its value equals or exceeds the standard Medicare Part D benefit. Click the link below for more information.

Medicare Part D Non-Creditable Coverage 2025 

Hot Topics

Check out our Quarterly Hot Topics! We highlight carrier rate changes, underwriting promotions and more to help you prepare for the quarter!
Image

Broker Bonuses

Check out the broker bonuses carriers are offering in addition to your commissions! 
Image