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Health Net Underwriting Promotion for Cigna + Oscar 
Carrier Updates
Thursday, June 06 2024
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Health Net has developed an Underwriting Promotion for the Q3 2024 to aid you with finding coverage for your C+O business. The below promotion is effective July 1, 2024 - September 15, 2024.

Groups of 1-4 enrolling employees:
  • Prior carrier bill is required
  • DE9C, payroll, and ownership docs are NOT required
  • Must enroll 80% of prior carrier bill
  • No payroll required for additional enrolling employees
  • Groups enrolling less than 80% of prior carrier bill will be subject to standard UW and paperwork guidelines
  • All other UW and paperwork guidelines apply
Groups of 5+ enrolling employees:
  • May select the Enhanced Choice Promo (No DE9C, No payroll, No Prior Carrier bill, No ownership documents)
  • Underwriting Promotion PDF Flyer
Health Net does not need the physical waivers – only require that the waivers be listed on the submitted census, and we only require just enough to verify the group meets our minimum participation requirement vs. all waivers.

Relaxed Waiver Requirement: You no longer have to collect all waivers from a group, just enough to verify that the group meets our minimum participation requirement. However, this does affect how the census calculates participation, so we added a Total # Eligible Employees field. Please enter the total number of eligible employees in Cell C4 of the Employees & COBRA Enrollees tab.

Note: groups requesting multiple products will have to submit enough waivers to verify they meet the minimum participation requirement for each product.

For More Information or Help Quoting Health Net, Please Contact Your Dickerson Sales Rep Today.