News

Covered California announced its health plans and rates for the 2027 coverage year, with a preliminary weighted average rate increase of 9.9% and one new carrier for 2027.

Quick Information on the 2027 Health Plans and Rates:
•    California’s rate increase of 9.9% is significantly lower than the preliminary national median rate increase of 14%.

•    Most Covered California enrollees will be protected from higher monthly premiums. Thanks to existing federal tax credits and California’s expanded subsidy program, 60% of enrollees will see no increase in their monthly premium, 26% will remain eligible for $0 premiums without changing plans, and many others may pay less each month.

•    In 2027, 12 health insurance carriers will offer plans across the state, ensuring that all Californians have access to two or more choices. Additionally, 92% will be able to choose from three or more carriers, and nearly 75% will have four or more to choose from.

•    One new insurance company, CalOptima Health, is entering the marketplace in 2027 in Region 18 to serve Orange County, while Molina Healthcare will no longer offer marketplace plans in Regions 15 and 18.

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Molina’s approximately 1,600 enrollees in these regions will be allowed to choose a new plan or move to the carrier with the lowest-cost plan in the same metal tier. Current Covered California enrollees can choose to renew or switch their plans beginning October 1.

Consumers can review plan options at any time on CoveredCA.com. The Open Enrollment period, during which anyone can sign up for a plan, runs for three months, from November 1, 2026, to January 31, 2027. 

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