News

Beam has grown to be more than just dental. They offer a full portfolio of ancillary employee benefits with tailored digital quoting, competitive pricing, a focus on wellness, and the tech tools you need, all in one place, on one platform with one consolidated bill. Beam is your one stop shop for Ancillary Benefits.

Quoting:
•    Beam turns fully customized quotes around in 48 hours
•    Beam can make iterations to the original quote within 24 hours.
•    Beam also has digital quoting available for brokers!

Beam Network \ OON Coverage:
•    Beam has a layered network with over 850,000 access points nationwide. We layer DBP, Dentemax, First Dental Health, Carrington, Connection, and Maverest.
•    Beam can offer up to the 95th UCR, and we use Fair Health to calculate our OON reimbursement. Fair Health is impartial data that is updated every 6 months.
•    Beam can provide procedure code reimbursements in one business day!
•    Beam can run network comparisons, disruption reports, or geo access reports

Beam's Participation Breakdown:
•    Dental and Vision:
•    2 unrelated lives, regardless of group size of contribution
•    Voluntary life; Accident; Critical illness; Hospital Indemnity; Vol LTD:
•    3 participating employees for groups with 3-9 eligible employees
•    5 participating employees for groups with 10-49 eligible employees
•    10 participating employees for groups with 50-100 eligible employees
•    Basic Term Life; ER Paid STD/LTD (100% Employer paid):
•    100% participation.

Full suite of Ancillary Benefits:
•    Beam offers strong vision options backed by VSP
•    Beam offers both term life and voluntary life. They can be written independently or together!
•    Beam offers worksite- (accident, hospital indemnity, and critical illness)
•    Beam's Life and Worksite are backed by Nationwide benefit.
•    Beam offers LTD and STD backed by the Hartford

For More Information or Help Quoting Beam, Please Contact Your Dickerson Sales Representative.