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News

The Latest Carrier Updates, Legal Alerts, Industry News and more.

Dickerson / News / Weekly Newsletters / January 2, 2025
CCSB Security Warning, Anthem Union v Non-Union, Beam Perks Program, Humana Submission Deadline Extension, Legal Alerts, News & More
Thursday, January 02 2025
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CCSB Security Warning: Email Scam Alert
Carrier Updates
CCSB has been alerted to a phishing scam. Scammers are sending emails pretending to be from Covered California, asking you to click a link to verify your information. The fake emails might look like they're from admin@coveredca.com, sonicwall@holyfamilyaston.org, verify_admin@roxborochristianacademy.com or similar, with a subject line "2023-2024 End of the year Agent Information Verification." Please do the following: • Ignore and Do Not Click: Any email asking for your personal information verification through a link is not from us. Don't click on any links in such emails. • Check Email Addresses: Our emails only come from @covered.ca.gov addresses. Always check the sender's email before responding. • Report Suspicious Emails: If you receive a suspicious email, please let us know by calling the Agent Service Center at (877) 453-9198 or emailing smallbusiness@covered.ca.gov. For More Information, Please Contact Your Dickerson Sales Rep.
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Anthem Union v Non-Union for CA Small Group Coverage
Carrier Updates
Effective immediately Anthem will now be accepting groups where the total number of Union and Non-Union exceed 100, but the Non-Union total employee count is under 100. Anthem will no longer include the Union employees when determining group size and those Union employees will not be considered eligible for Anthem Small Group coverage and therefore will not count towards participation. All other SG UW Guidelines will apply. Example XYZ Company has the following. 85 Union employes who are enrolled on the Union health plan 35 Non-Union employes Total Union and Non-Union count = 120 employees The 85 Union employes will be considered non eligible and will not count toward the total group size or participation. Anthem would now see this as 35 life group (35 eligible employees) and would allow them to apply for CA Small Group coverage. (all other UW guidelines will apply) Additional items • A copy of the Union Roster or Bargaining Agreement will be required when submitting these groups. • Compliance form accepted in lieu of DE9C or prior carrier bill for Non-Union • Attestation form not requiredis For More Information or Help Quoting Anthem, Please Contact Your Dickerson Sales Rep.
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Important Update on the Beam Perks Program
Carrier Updates
A New Chapter for Beam – With Your Support Beam has announced that the Beam Perks program has ended. Beam will continue to remain innovative, sustainable, and focused on what truly drives value to your clients. Beam is no longer just a dental company; they’ve evolved into a one-stop shop for all ancillary benefits, including Dental, Vision, Life, Disability, and Supplemental Health. With tools like the Beam Quoting Tool, BeamElect, and exciting new partnerships. Here’s what you need to know now: Key Dates: Groups with January, February, and March effective dates will have access to Perks as usual. For groups with April and later effective dates, Perks will be provided only if they were quoted before December 19, 2024. The program will officially conclude by May 2025. Inventory: We have sufficient stock to fulfill Perks through this transition, ensuring continuity for impacted members. Learn More at beambenefits.com For Help Quoting Beam, Please Contact Your Dickerson Sales Rep.
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Humana Submission Deadline Extension
Carrier Updates
T he January account installation submission deadline has been extended to support the projected high volume of cases and delays caused by the upcoming holidays. New Business Submissions Launch My Group (LMG) – For 1/1/25 effective date, the user must click submit in LMG by 1/10/25 and electronic documents must be signed as soon as possible after submission. SG Sales via Paper – 1/1/25 effective date cases must be submitted to sbsales@humana.com by 1/10/25 . Existing Business Submissions Launch My Group (LMG) – For 1/1/25 effective date, the user must click submit in LMG by 1/10/25 and electronic documents must be signed as soon as possible after submission. Paper Plan Add/Changes – 1/1/25 effective date cases must be submitted by EOD 1/10/25 . For More Information or Help Quoting Humana, Please Contact Your Dickerson Sales Rep.
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CCSB Hits Record Enrollment Before its First Key Open Enrollment Deadline on Dec. 31
Carrier Updates
SACRAMENTO, Calif. — Covered California has surpassed 1.8 million enrollees, reaching its record-high enrollment with over a week until the first open enrollment deadline on Dec. 31. This open enrollment, 143,686 Californians have signed up for 2025 coverage as of Dec. 14, marking a 3 percent increase over the same period last year. Another 1,647,162 Californians have renewed their coverage so far, a 4 percent increase over the same period last year. “We have a record 1.8 million Californians already enrolled for 2025 coverage, but history teaches us the next week will be our busiest for new sign ups,” Covered California Executive Director Jessica Altman said. “We want to make sure every uninsured Californian understands that the most financial assistance ever offered through the Affordable Care Act is available here in California for 2025. Now is the time to take advantage of this financial assistance to start the New Year with affordable, name-brand health coverage and peace of mind for you and your family.” With the first open-enrollment deadline of Dec. 31 quickly approaching, Covered California is urging consumers to sign up now so they can have their health care coverage for all of 2025, beginning on Jan. 1. Open enrollment will end on Jan. 31. Nearly half of the new enrollees have come from four Southern California (Los Angeles, Orange, Riverside and San Bernardino) counties with 68,095 sign-ups. Also, nearly 39,000 new enrollees identified as Latino, while nearly 28,000 Asian Americans have signed up for coverage so far. Over 33,000 White Californians and over 4,000 Black Californians have enrolled, and over 28,000 Californians did not disclose their Race/Ethnicity. Despite the continued progress, the latest data from the California Simulation of Insurance Markets (CalSIM), a model created by the UCLA Center for Health Policy Research, shows that there are nearly 1.3 million uninsured Californians who either qualify for subsidies through Covered California (591,000) or are eligible for Medi-Cal coverage (675,000), and they reside all over the state. To Read More Click Here
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The belief that everyone should have equal access to affordable health care is the driving force at Dickerson Insurance Services. We are a small group general agency that specializes in hands-on interaction with agents, adding a more personalized touch to your experience.  We're here to help new brokers get started and we vigorously support experienced brokers! We have a wealth of resources, a knowledgeable, experienced sales team, an excellent service team, and more!

Alera Group, Inc. is aware that there are persons fraudulently impersonating our company by using fake internet domains that appear to look like our legitimate services. If you are contacted by someone claiming to work for Alera Group, or any of our partners, please carefully review the email address and domain. If you have a relationship with our company, please contact us directly and not through any information that is provided in such an email. Please be extremely careful in responding to such emails with personal and financial information, sharing passwords, or any other information of value. Alera Group, or any of our partners, will never send ACH instructions via email and thus we strongly recommend that you verify the authenticity of each wire transfer request by calling your Alera Group contact using the number you have previously called.

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