News

Covered California will mail IRS Form 1095-A, the Health Insurance Marketplace Statement, to consumers by January 31, 2026. This important tax document serves as proof of Minimum Essential Coverage (MEC) and is needed to claim or reconcile the premium tax credit (APTC) when filing your 2025 tax return.

IRS Form 1095-A is an important federal tax document that serves as proof of MEC and for individuals to claim the premium tax credit, to reconcile any APTC received, and to file an accurate tax return for the 2025 tax year. The amount displayed on IRS Form 1095-A reflects how much was paid to Covered California Qualified Health Plans to help with the cost of a consumer’s health coverage.

IRS Form 1095-A is generated for each enrolled plan (except minimum coverage plans), regardless of whether APTC was applied. If a consumer changed plans or had a gap in coverage at any point in 2025, they may receive multiple 1095-A forms.

Important Information to Help Consumers:

•    Covered California will send IRS 1095-A forms by January 31, 2026.
•    If a consumer’s communication preference is email, they will receive an email from Covered California. They will not receive their forms in the mail.
•    If a consumer's communication preference is mail, they will receive their forms in the mail – some may arrive after January 31.

For More Information or Help Quoting CCSB, Please Contact Your Dickerson Sales Rep.