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Reach out to your Dickerson sales representative today to explore and uncover new products like Group Whole Life (GWL) Complete. Stability of whole life insurance meets the security of long-term care in one powerful solution. Allstate Benefits (GWL) Complete portfolio delivers flexible plan designs, guaranteed rates, and optional LTC riders—making it easier to offer meaningful, long-term protection without industry limitations. The GWL Complete portfolio offers a "complete" experience for employees and their families no matter what path life takes: • Traditional life insurance that provides a death benefit for beneficiaries when a covered person dies, or • Long-term care benefit that sends the insured a monthly death benefit advance to help pay for long-term care services if needed, or • Cash value that a covered person may access if needed for an emergency With GWL Complete from Allstate Benefits, employees can expect broad permanent life protection and employers can expect customizable plan options to suit the needs of their workforce. Best of all, rates are guaranteed for the life of the policy. GWL Complete portfolio of products and optional riders: • Group Whole Life with Accelerated Death Benefit for Long Term Care Rider • Group Whole Life with Accelerated Death Benefit for Long Term Care with Restoration of Benefits Rider • Group Whole Life with Accelerated Death Benefit for Long Term Care with Extension of Benefits Rider • Group Whole Life with Accelerated Death Benefit for Long Term Care with Restoration of Benefits and Extension of Benefits Rider For More Information or Help Quoting Group Whole Life Complete, Please Contact Your Dickerson Sales Representative.

Anthem is offering enhanced rates on 6 top-selling small group (SG) dental plans for employer groups with 5–25 eligible employees. These updated rates can help you win more business starting with July 1, 2026 effective dates. These enhanced rates will make it easier for you to position and sell Anthem specialty products. Your Dickerson Sales Representative Can Review Plan Options With You, and Help Position These Rates Effectively With Your Groups. Adding vision? Even better. If the group also elects a vision plan, the implemented vision rates will include a 5% bundled vision discount. The quoting tool will not show bundled vision rates prior to implementation. For More Information or Help Quoting Anthem, Please Contact Your Dickerson Sales Representative.

Covered California for Small Business (CCSB) has relaunched the Partnership that Pays Bonus Program, running July 1, 2026 through January 1, 2027 . CCSB is excited to introduce more incentives for you and new benefits and features for your clients. Learn more below about how you can help employers maximize their health plan options at no extra cost. Groups sold through Dickerson are eligible for this program. Group Size (Enrolled Employees) Bonus Per Group ($50,000 Maximum Cap) 51-100 $6,000 / $9,000 26-50 $4,000 / $6,000 11-25 $2,000 / $3,000 8-10 $1,000 / $1,500 5-7 $500 / $750 For Full Details Click Here For More Information or Help Quoting Covered Calfornia for Small Business, Please Contact Your Dickerson Sales Representative.

Two recent movements on the federal level have paved the way for greater pharmacy benefit manager (“PBM”) transparency for group health plans. The first is a proposed rule, “Improving Transparency Into Pharmacy Benefit Manager Fee Disclosure” issued by the Department of Labor which, if finalized, will require detailed disclosures of PBM pricing and compensation to self-funded ERISA plans and will give self-funded ERISA plans broader audit rights in their PBM contracts than most PBMs are currently willing to offer. The second is a recent change in the law included in the Consolidated Appropriation Act of 2026 (“CAA, 2026”), which was enacted on February 3, 2026. These changes impact both large plans (i.e., plans sponsored by employers with at least 100 participants or by employers with at least 100 employees) and small self-funded and fully insured ERISA plans, as well as carriers or issuers of group health plans subject to ERISA, the Internal Revenue Code (the “Code”), or the Public Health Service Act (“PHSA”). The Proposed Rule and CAA, 2026, including their respective effective dates, are described in more detail below. Proposed DOL Rules On January 30, 2026, the DOL released proposed regulations governing PBMs which would require PBMs and certain PBM-affiliated brokers and consultants who enter into contracts with self-funded, ERISA-covered group health plans to provide PBM services either directly or through affiliates, agents, or subcontractors (collectively “covered service providers”) where they expect to receive $1,000 or more in direct or indirect compensation, to provide initial and semi-annual disclosures to the responsible plan fiduciaries of those plans. Similar to the broker compensation disclosure requirements under the CAA, 2021, these proposed rules are aimed at ensuring compensation for PBMs is reasonable for purposes of ERISA’s prohibited transaction rules. If finalized, self-funded ERISA plans, PBMs, and covered service providers will be required to comply with these requirements to avoid violating ERISAs prohibited transaction requirements. Fully insured plans are exempt from these requirements. “PBM services” provided by a covered service provider under the proposed rule include certain services that are provided either through a carved out PBM relationship or those that are provided directly through a self-funded medical plan and include providers of advice, recommendations, or referrals regarding PBM services who are themselves providers of PBM services or their affiliates, agents, or subcontractors. The proposed rule includes examples of types of PBM services that would qualify under the proposed rule, including, but not limited to, acting as a negotiator or aggregator of rebates, fees, discounts, and other price concessions for prescription drugs, establishing or maintaining prescription drug formularies, establishing or maintaining pharmacy networks through a variety of pharmacy types to provide prescription drugs (retail, mail, specialty, nursing home, long term care, and infusion), processing and paying prescription drug claims, performing utilization review and management and related activities, adjudicating prescription drug appeals or grievances, recordkeeping for prescription drug plan benefits. To Read More Click Here