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Allstate Benefits Hybrid Life – Group Whole Life + LTC Benefits
Carrier Updates
Thursday, May 28 2026
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Reach out to your Dickerson sales representative today to explore and uncover new products like Group Whole Life (GWL) Complete. Stability of whole life insurance meets the security of long-term care in one powerful solution. Allstate Benefits (GWL) Complete portfolio delivers flexible plan designs, guaranteed rates, and optional LTC riders—making it easier to offer meaningful, long-term protection without industry limitations.

The GWL Complete portfolio offers a "complete" experience for employees and their families no matter what path life takes:
•    Traditional life insurance that provides a death benefit for beneficiaries when a covered person dies, or
•    Long-term care benefit that sends the insured a monthly death benefit advance to help pay for long-term care services if needed, or
•    Cash value that a covered person may access if needed for an emergency

With GWL Complete from Allstate Benefits, employees can expect broad permanent life protection and employers can expect customizable plan options to suit the needs of their workforce. Best of all, rates are guaranteed for the life of the policy.

GWL Complete portfolio of products and optional riders:
•    Group Whole Life with Accelerated Death Benefit for Long Term Care Rider
•    Group Whole Life with Accelerated Death Benefit for Long Term Care with Restoration of Benefits Rider
•    Group Whole Life with Accelerated Death Benefit for Long Term Care with Extension of Benefits Rider
•    Group Whole Life with Accelerated Death Benefit for Long Term Care with Restoration of Benefits and Extension of Benefits Rider

For More Information or Help Quoting Group Whole Life Complete, Please Contact Your Dickerson Sales Representative.