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Anthem Balanced Funding (ABF) remains one of Anthem's fastest-growing small group funding solutions, combining the predictability employers value with many of the advantages associated with self-funding.

Designed for groups seeking long-term cost management strategies, ABF delivers fixed monthly payments and comprehensive financial protection through integrated Specific Stop Loss, Aggregate Stop Loss, and Terminal Liability coverage. With a 12/12 contract structure, employers benefit from simplified administration and added budget stability while reducing exposure to unexpected high-cost claims.

One of the program's most attractive features is the potential for a 50% surplus refund when claims experience is favorable, allowing employers to share in the savings generated by strong group performance. This creates an opportunity for clients to move beyond the limitations of traditional fully insured plans while maintaining confidence in their healthcare spending strategy.

Backed by Anthem's extensive provider networks, member resources, and employer support tools, ABF can be a compelling option for small businesses looking to balance affordability, predictability, and long-term financial value. Interested in identifying clients who may benefit from a level-funded approach?

Contact your Dickerson Sales Representative to learn more about Anthem Balanced Funding and how it can help your clients.