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The Latest Carrier Updates, Legal Alerts, Industry News and more.

Dickerson / News / Weekly Newsletters / September 3, 2026
Aetna Early Submission Credit Program, Anthem Balanced Funding, Blue Shield Broker Incentive Program
Thursday, September 03 2026
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Aetna Early Submission Credit Program
Carrier Updates
Aetna is helping employers maximize their benefits budget with enhanced administrative credits for qualifying Small-Mid Size Business groups effective November 1, 2026 and later. Eligible sold cases submitted early, may result in significant first-year savings for employers, creating an additional opportunity to deliver value to your clients. Eligible groups can receive administrative credits of up to $450 per medical subscriber, $150 per dental subscriber, or as much as $600 per subscriber when medical and dental coverage are combined. The one-time credit is applied to the group's second Aetna invoice, helping reduce early plan costs and improve overall affordability. In addition to these enhanced credits, Aetna offers a broad portfolio of medical, dental, and ancillary solutions designed to support growing businesses with flexible plan options, integrated benefits, and a simplified member experience. Groups that add dental coverage may also qualify for additional savings opportunities, making it easier to build a comprehensive benefits package. Click Here for More Details Contact your Dickerson Sales Representative to learn more about submission deadlines, and strategies for maximizing available credits.
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Anthem Balanced Funding
Carrier Updates
Anthem Balanced Funding (ABF) remains one of Anthem's fastest-growing small group funding solutions, combining the predictability employers value with many of the advantages associated with self-funding. Designed for groups seeking long-term cost management strategies, ABF delivers fixed monthly payments and comprehensive financial protection through integrated Specific Stop Loss, Aggregate Stop Loss, and Terminal Liability coverage. With a 12/12 contract structure, employers benefit from simplified administration and added budget stability while reducing exposure to unexpected high-cost claims. One of the program's most attractive features is the potential for a 50% surplus refund when claims experience is favorable, allowing employers to share in the savings generated by strong group performance. This creates an opportunity for clients to move beyond the limitations of traditional fully insured plans while maintaining confidence in their healthcare spending strategy. Backed by Anthem's extensive provider networks, member resources, and employer support tools, ABF can be a compelling option for small businesses looking to balance affordability, predictability, and long-term financial value. Interested in identifying clients who may benefit from a level-funded approach? Contact your Dickerson Sales Representative to learn more about Anthem Balanced Funding and how it can help your clients.
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Blue Shield Small Business Broker Incentive Program
Carrier Updates
Blue Shield of California's Producer Rewards Program offers brokers the opportunity to earn additional rewards on qualifying small groups, making it even more rewarding to bring Blue Shield solutions to your clients. Through the Producer Rewards Program, The Small Business Incentive Program allows you to maximize your earning potential while delivering valuable benefit solutions to your clients. The program applies to qualifying groups with 1 to 100 employees and effective dates from February 1, 2026, - January 31, 2027. You Can Earn: 25 Points new enrolled medical member on all plans as part of the initial sale 10 Points new enrolled member in a small business dental plan 5 Points new enrolled member in a small business vision plan 5 Points new enrolled member in a small business life insurance plan 2x Points new member enrolling in all three: dental, vision, life (40 points total) Points are available for eligible medical, dental, vision, and life sales, including off-exchange and mirror plan packages. Blue Shield continues to be a strong choice for California employers, offering a comprehensive portfolio of medical, dental, vision, and life products, competitive plan options, and solutions designed to meet the needs of today's small businesses. *Groups sold through Dickerson are eligible for this program. Click Here for Details Contact your Dickerson Sales Representative for more details and how you can take advantage of this rewarding program .
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Health Net Exiting California Group Market
Carrier Updates
Health Net announced its decision to exit the California small and large group market. Coverage is expected to end February 28th, 2027. This includes the closure of all California group plans, including: • California Small Business and Large Group Medical Plans Health Net has made the decision to exit the traditional commercial group business in California in order to focus on its core business of government-sponsored healthcare. This change does not impact the Medi-Cal, Marketplace/Covered California or Medicare lines of business . A formal notice has been sent to employer groups via USPS, and they should receive it in the coming days. In many cases, policies will last through the existing policy period. Employers will receive notice of their specific coverage end date in their formal notice. Dickerson is committed to supporting you throughout this transition and helping ensure a smooth path forward for your groups. Contact your Dickerson sales rep to start quoting alternate plans for your Health Net groups! For more information see the FAQs below: Broker FAQs Employer FAQs
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The belief that everyone should have equal access to affordable health care is the driving force at Dickerson Insurance Services. We are a small group general agency that specializes in hands-on interaction with agents, adding a more personalized touch to your experience.  We're here to help new brokers get started and we vigorously support experienced brokers! We have a wealth of resources, a knowledgeable, experienced sales team, an excellent service team, and more!

Alera Group, Inc. is aware that there are persons fraudulently impersonating our company by using fake internet domains that appear to look like our legitimate services. If you are contacted by someone claiming to work for Alera Group, or any of our partners, please carefully review the email address and domain. If you have a relationship with our company, please contact us directly and not through any information that is provided in such an email. Please be extremely careful in responding to such emails with personal and financial information, sharing passwords, or any other information of value. Alera Group, or any of our partners, will never send ACH instructions via email and thus we strongly recommend that you verify the authenticity of each wire transfer request by calling your Alera Group contact using the number you have previously called.

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