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The Latest Carrier Updates, Legal Alerts, Industry News and more.

Dickerson / News / Weekly Newsletters / August 15, 2024
CalCPA Q4 Rates, Health Net Required Disclosures, Landmark Health Rate Decrease, Updates, News & More
Thursday, August 15 2024
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CalCPA Health Q4 Rates for PPO & HSA
Carrier Updates
CalCPA has released their Q4 Rates for PPO & HSA plans. They remain competitive in the market and are still paying some of the highest commissions out there – Level 7% on Small Group (1-50 enrolled) and Level 5% on Large Group (51+ enrolled). CalCPA can write owners-only groups and have the lowest requirements to write alongside Kaiser. Firms like CalCPA – 64% of their firms have been with them for over 5 years and 45% have insured with CalCPA for 10 years or more! If a firm moves over to CalCPA Health, mid-year. we give them deductible and out-of-pocket credit (for like type plans). For More Informaiton Or Help Quotiing CalCPA, Please Contact Your Dickerson Sales Rep Today!
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Health Net Disclosures Are Required with Offer of Small Group Contract
Carrier Updates
Health Net has shared a reminder of the regulatory requirement to make certain disclosures available in connection with the sales offering of a small employer health care service plan contract. It is also to remind solicitors that before they submit a small employer Group Service Agreement to Health Net, they are required to get a signed statement from the small employer affirming that the small employer has received these disclosures. Please note that the disclosures are found in HNCA soliciting materials such as: • Renewal Guides • Standard Proposal • Disclosure Form • Rate Guide These materials are kept up to date and provided to solicitors and soliciting firms by Health Net. They are also publicly available on their website. For More Information or Help Quoting Health Net, Please Contact Your Dickerson Sales Rep Today!
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Landmark Healthplan Rate Decrease Notice
Carrier Updates
Landmark Health will be decreasing its rates effective 1/1/2025 for all new and renewing businesses on a Fully-Insured Employer Contributory Plans by the following group size categories: 2-24 Enrolled Employees – +15% previously announced effective 11/1/2024, will be reduced to 8.5% effective 1/1/2025 25-199 Enrolled Employees – +15% previously announced effective 11/1/2024, will be reduced to 8.5% effective 1/1/2025 200+ Enrolled Employees – Rates based on claims experience. For More Information Or Help Quoting Landmark, Please Contact Your Dickerson Sales Rep Today!
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Kaiser Permanente to Offer High-Quality, Affordable Health Care in Monterey County
Carrier Updates
Salinas, Calif., Aug. 1, 2024 – Kaiser Permanente will increase community health care access in northern Monterey County by offering its high-quality, integrated coverage and exceptional medical care to residents beginning in 2025. Responding to demand in the community, enrollment in Kaiser Permanente’s commercial health plan for 2025 will be available later this summer. Northern Monterey County residents, including those in the greater Salinas area, will have access locally to a range of medical services, including primary and specialty care, pediatrics, OB/GYN care, mental health care, laboratory, radiology, and pharmacy services. In addition, Kaiser Permanente also offers a full range of virtual care capabilities and convenient mail-order pharmacy options that will provide flexibility for patients. “We are excited to expand into Monterey County, bringing Kaiser Permanente’s high-quality health care to the community,” said Eric Henry, FACHE, senior vice president and area manager for the Kaiser Permanente Central Coast service area. “Kaiser Permanente will continue our partnerships, investments, and support of non-profit organizations to create a strong safety net for those in need.”i To Read More Click Here For Help Quoteing Kaiser Permanente, Please Contact Your Dickerson Sales Rep Today!
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The belief that everyone should have equal access to affordable health care is the driving force at Dickerson Insurance Services. We are a small group general agency that specializes in hands-on interaction with agents, adding a more personalized touch to your experience.  We're here to help new brokers get started and we vigorously support experienced brokers! We have a wealth of resources, a knowledgeable, experienced sales team, an excellent service team, and more!

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